Everyone spends. But some people put a little more thought into how they're going to pay for their purchases. They enjoy holidays and vacations more if the money is set aside in advance. And they like having a cushion for the future.
Kevin is one of those people.
"I started sticking money away when I first started working," Kevin recalls. "I remember having a savings account when I was just a little kid." Now, his family saves in multiple ways at STCU, their only financial institution. Kevin has a First5 Savings Account that pays our highest available rate on the first $500. He has a money market account, with rates that climb as his balance meets certain thresholds. He opened a separate savings account that he named "sports." The money is there when his son needs a new baseball mitt or his daughter travels with her fast-pitch team. He has similar accounts for vacations, car expenses and holiday gifts. With a few clicks at STCU online banking, Kevin arranged to have money set aside from each paycheck into each account. Now, he doesn't even have to think about making deposits. His teenage son and daughter have their own savings accounts, because Kevin and his wife are teaching them to be savers, too. Equal Opportunity LenderWorried about foreclosure? Low-cost assistance may be available. |
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